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While some scammers may make threatening phone calls or send intimidating messages on social media or through email, others may use more gentle approaches that include using personal information they illegally obtained to scare someone into providing immediate payment or information. Citizenship and Immigration Services website. However, the credit card was stolen and Ohio State will reject the payment. When your bank rejects the funds from your "employer" you will have overdrawn your account and owe your bank fees and the funds deposited.